LOANS
Loan Calculator | Mortgage Calculator
Loan
Description |
Term |
APR |
Automobile
(new & used)
New Motorcycles |
60
mos.
48 mos.
36 mos.
24 mos. |
5.00 - 11.75%
4.75 - 11.25%
4.50 - 10.75%
4.25 - 10.25% |
Boats
New -
Used - |
60
mos.
60 mos.
|
5.75%
7.50% |
| Computer,
Furniture, etc. |
36
mos.
|
8.75% |
| Home
Equity |
60 mos.
120 mos.
|
5.00%
5.50% |
Home
Improvement
(fixture filing) |
60 mos.
|
7.75% |
| Cash
Advance |
36
mos. |
9.00%
-
17.75% |
| Overdraft
Protection |
-- |
17.50% |
| Single
Payment
|
30-60-90
days |
10.00% |
| Share
Secured |
-- |
4.50% |
| Certificate
Secured |
-- |
3%
+ Rate |
| Helping
Hand Loan ($300.00
max.) |
3 mos. |
18.00%
+ $20.00 loan ad fee |
|
Home Equity Line of Credit |
-- |
6.00% |
APR=Annual Percentage Rate. Rates are subject to change.
Loan applications subject to credit approval.
SAVINGS
ACCOUNTS
Savings Calculator | CD Calculator
Account Description |
APR |
APY |
Savings
Under $3,000 -
Over $3,000 - |
1.00%
1.10% |
1.00%
1.10% |
|
Minimum of $50.00 in account maintains credit union membership. Dividends
calculated by the daily balance method* and posted quarterly.
|
|
Share Draft
($1,000 min.) |
0.30% |
0.30% |
|
Dividends calculated by daily balance method* and posted quarterly.
|
| Christmas Club |
1.00% |
1.00% |
|
Dividends calculated by daily balance method* and posted quarterly.
|
| Vacation Account |
1.00% |
1.00% |
|
Dividends calculated by daily balance method* and posted quarterly. Minimum $10.
Withdrawals limited to three per calendar year. Penalty for excess withdrawals $25.
|
| Rainy Day Account |
2.00% |
2.02% |
|
Dividends calculated by daily balance method* and posted quarterly. Minimum $25.
Withdrawals limited to three per calendar year. Penalty for excess withdrawals $25.
|
Money Market
($5,000 min.)
$5,000 - $10,000
Over $10,000 |
1.25%
1.35% |
1.26%
1.36% |
|
Dividends calculated by daily balance method* and posted monthly on the first
day of the month. Variable rate account. Rate subject to change.
|
Account Description |
Term |
APR |
APY |
Share Certificate Deposit
(Interest
posted at maturity)
$5,000
- $50,000 -
Over $50,000 -
(Interest
posted quarterly) |
6 mos.
12 mos.
24 mos.
36 mos.
6 mos.
12 mos.
24 mos.
36 mos.
|
2.45%
2.95%
3.05%
3.15%
2.55%
3.05%
3.15%
3.25% |
2.46%
2.95%
3.05%
3.15%
2.574%
3.085%
3.187%
3.290% |
Individual
Retirement Account
(Interest
posted at maturity)
$2,000
- $25,000
Over $25,000 -
(Interest
posted quarterly)
|
12
mos.
18 mos.
30 mos.
36 mos.
12 mos.
18 mos.
30 mos.
36 mos.
|
2.95%
3.00%
3.10%
3.15%
2.95%
3.00%
3.10%
3.15% |
2.95%
3.00%
3.10%
3.15%
2.983%
3.034%
3.136%
3.187%
|
| IRA
Accumulative |
-- |
2.75% |
2.78% |
|
Dividends posted quarterly. Variable rate account. Rate subject to change.
|
APR=Annual Percentage Rate.
APY=Annual Percentage Yield.
Rates are subject to change after account is opened.
*The daily balance method applies a daily periodic rate to the balance in the
account each day.
|
