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Convenience
Services
Direct Deposit
-
solves the problem of lost or stolen paychecks forever! Sign up
for direct deposit of your pay when you open your Share Draft (Checking)
Account or E-Z Account!
Payroll Deduction -
with convenient payroll deduction, any amount you choose can be
automatically deducted from your check each payday and deposited into
your Share Account, Christmas Club or Vacation Account! (Payroll
deduction also makes it easy to repay credit union loans.)
ATM - St.
Thomas Credit Union offers automated teller machines. Each is
conveniently located on hospital premises.
Dr. Cash is on duty across from the Critical Care Waiting Room. (Visit him on your way to
or from employee parking!) Dr. Cash is a full service ATM, allowing members to:
- Make deposits to STCU accounts
- Make withdrawals. Your first six transactions each month are FREE. After six, transactions are $.50 each.
- Transfer funds between savings and checking accounts.
- Send print materials to the credit union. (Ex. loan payments, loan or VISA applications, address changes, etc.) Envelopes are provided at the Dr. Cash machine.
Cash Disbursing ATMs are located in the Medical Plaza near the Plaza Pharmacy, in the hospital cafeteria, and in the first floor
lobby of the S & E Building near the elevators.
This ATM does not allow you to make deposits or send information
(Visit Dr. Cash for all that!)
This machine offers one important convenience.
It lets you withdraw cash:
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STCU cardholders enjoy six FREE monthly transactions
from STCU accounts.
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Withdrawals are $1.75 each for non-credit union transactions.
(Compare with $2.00+ at foreign ATMs.)
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* Members will be charged $1.00 plus a
surcharge to access STCU funds from "foreign" ATMs.
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This machine is on all
major ATM networks.
ACH -
automatic payments and deposits are available for
your STCU account.
Telephone Inquiries -
your STCU office staff is available to
serve you, Monday through Friday during normal business hours.
S.T.A.T. Line -
is your 24-hour touch-tone teller. Access information in your accounts,
transfer funds, reorder checks, get information on your last 15 checks
to clear the credit union -- and more! Just call (615) 292-STAT
(7828), choose option 5, have
you account number ready (and your secret PIN) and follow the simple
menu.
VISA Check Card -
have ready access to
cash in your STCU checking account from any financial institution that
honors VISA. Instant clout and fast service. Unlike checks, no further
ID is required with the VISA Check Card.
Other Services
Online Calculators - Click Here
Travelers Checks
- American Express
Money Orders
Wire Transfers
Financial Counseling & Planning
Insurance Services
CUNA Mutual Insurance Products
Nationwide Monthly Auto Pay Plan
American Family Cancer & Intensive Care
Coverage
Free Life Savings
Insurance -
- Accounts opened prior to January 1, 2007 will continue to be eligible for life insurance coverage, including all new deposits, until the account is closed.
- Beginning January 1, 2007, you will need to maintain a minimum insured savings balance (regular share account) of $1,000 to be eligible for life savings insurance. If at any time your balance falls below this
amount, your insurance will cease.
- Deposits that were made before age 55 are insured to 100%; deposits made after age 55 and before age 60 are insured to 75% deposits made after age 60 and before age 65 are insured to 50%; deposits made after age 65 and before 70 are insured to 25%. The
minimum insured savings is $1,000 and the maximum savings is $2,000 per member.
Click here to read the
full letter.
"Lend A
Hand" Advance
- special loan for
members starting over after bankruptcy, loss of Job, sickness or some
other financial problem. Loan must be paid over a 12 month period and
must have 50% repaid before any additional advances.
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