To Open a Share Savings and Share Draft (Checking)/E-Z Account:
Share Savings:
- Complete Membership Application.
- $26.00 ($25.00 minimum must remain in Savings Account|$1.00 non-refundable fee)
- Must bring in a Driver's License (Required by federal regulation| Patriot Act)
- If your address on your driver's license does not match you current residence address, please bring in documentation (i.e. bill, bank statement, etc.) to verify your correct mailing address.
- Note: You must have a Share Savings before you can open any other type of account with the credit union. You may apply for any other type of account at the same time as applying for a Share Savings.
Share Draft/E-Z:
- Complete
 Checking Application
- $100.00 deposit or direct deposit setup
- If you opt to order checks, you must pay for them. The check company will debit your account as soon as the checks are shipped. For the most current price for checks call (615) 292-7828 ext. 110.
To Order a Visa Check Card or Dr. Cash ATM Card:
- Complete this form to order your 1st Visa Check Card. It takes about 2 weeks to receive your card through the mail. You must have a Share Draft (Checking) Account in order to get a Visa Check Card. Visa Check Cards will allow you to make purchases at any retail location or online, as well as serve as an ATM card.
- Complete this form to order your 1st Dr. Cash ATM Card. These cards are issued in the credit union and you will receive it the day the application is turned in. These cards may be used for Share Savings, Share Draft (Checking) or E-Z accounts. Dr. Cash ATM cards may only be used to withdraw money from the ATM. See our ATM partner locations to find a surcharge free ATM near you.
- You may only have one or the other of these cards. You cannot have a Visa Check card and a Dr. Cash ATM card at the same time.
- Complete the "For Member Use Only" side of this form to order a replacement of a VISA Check card or Dr. Cash ATM card. It is a $10.00 replacement fee.
- NOTE: This form is for members who have a card already, but need to order a replacement card for reasons such as: malfunction, magnetic strip is worn, broken in half, etc.
- If you are filling out this application because your card has been lost or stolen, please make sure that you have contacted the proper authorities to have your card blocked to prevent possible fraud. You may contact St. Thomas Credit Union during regular business hours or Click here to find the appropriate number to call to report your card lost or stolen during afterhours, weekends, or holidays.
To Update/Change Account Information:
Account Change Card
- Use this card if you are changing your name, adding an individual to your account, or adding a new type of account (i.e. Christmas club, special savings, etc.)
- If you recently married or divorced, a copy of a Marriage License or Divorce Decree is needed, along with the "Account Chard card" completed.
Change of Address
- Use this form if you need to change your address or phone number that we have on file.
- Please note HIPPAA Law prohibits any healthcare organization from transmitting any personal information to other business entities. Because of this Saint Thomas Hospital will NOT notify or forward any change of address information submitted to the hospital. You must notify the credit union separately with any change of address information.
To Setup Direct Deposit:
To set up a reoccurring Automatic Transfer or Payment from one STCU account to another:
- PADs Authorization form
- This would be used to make loan payments, visa payments, Christmas club contributions etc. from you regular Share Savings or Share Draft Account.
Stop Payment or Funds Wire Transfer Request:
Stop Payment
- Form must be submitted at least 3 days (36 hours) before the scheduled date of the preauthorized Electronic Funds Transfer (EFT) or Share Draft Check/Conversion (Check 21)
- $40 dollar stop payment fee
Funds Wire Transfer
- Deadline is 12:00pm every day. No exceptions!
- Check our fee page for Wire Transfer fee rates
To Sign up for Online Banking:
- Click here to enroll yourself for online banking. You will need to know your entire savings account number, including the last 3 digits (i.e. xxx-x1x). When asked for a Pin Number you need to use the last four digits of your Social Security number. If you need any assistance please call (615) 292-7828.
To Sign Up for S.T.A.T Line:
To Apply for a Loan:
- Complete a Loan Application
- We will need a copy the most recent paystub for each applicant
- If you are paying bills or consolidating debt please provide a copy of the last statement for the bill be paid.
- $25 loan application fee
To apply for a VISA Credit Card:
- Complete a VISA Credit Card application.
- We will need a copy of the most recent paystub for each applicant.
- If you are transferring another credit card balance please provide a copy of the most recent bill.
Already Have an STCU Credit Card?
- If you have had your credit card with us for at least one year, apply to raise your limit or see if you can get an even better interest rate!
- Competitive interest rates ranging between 7.95% and 17.75% APR
- Fill out this Change Request and return it to the branch with your current paystub. As soon as we receive this form along with your paystub we will see what we can do!
- VISA Credit Card Terms & Condition
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St. Thomas Credit Union
All Rights Reserved.
Your Savings Federally insured to at least $250,000 and backed 