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Personal Loans:
- For consolidating bills, medical bills, car repairs, wedding, tuition and moving expense, etc.
Advance Personal Loans:
- Similar purpose of a "Personal Loan"
- Is an addition of “new” money to an existing loan
- Prerequisite needs to be met before new money is added:
- Half of the original amount must be paid off
- Fill out
Advance Voucher Request application with a current pay stub
Vehicle Loans:
- Low-interest rates for new/used vehicles
Short Term Advance:
- 30-60-90 day loan, $1,000.00 limit plus single payment charge of $7.50 on the 1st $100.00 and $1.50 on each additional $100.00.
Overdraft Protection Loans:
- Line of credit is established to take care of checks (share drafts) not able to clear the account.
Christmas Loans:
- Available from October 1st thru January 31st with a maximum of $1,500.00 for up to 12 months.
Vacation Loans:
- Available from April 15th thru September 15th with a maximum of $2,500.00 for up to 12 months.
Helping Hand Loan:
- Available as a "last resort" for member needing a lower payment plan and help establishing or rebuilding credit.
- Member must not qualify for cash advance, and must not be in bankruptcy.
- Maximum $300.00 at 18%APR. Loan advance fee is $20.00
- 3 months repayment plan
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Home Equity Loans:
- For bill consolidation, tuition or new car, vacation, etc so long as you have equity in your home.
- Limit $50,000.00 with a payback over 20 years.
- Fixed interest rate. Interest may be tax deductible. Consult your tax advisor.
- For more information click here.
First Mortgage Loan:
- For conventional mortgage
- Fixed rate (call STCU for daily rates)
- Finance 80% of the appraised value
- Terms up to 20 years
- Terms over 20 years will be assisted by Greentree Mortgage
Personal Property (UCC1):
- For appliances, lawnmowers, computers, televisions, furniture, etc.
Home Improvement:
- Add on to your present home, carport, patio, new roof, etc.
VISA Credit Card:
- NO annual fee plus a competitive interest rate ranging from 7.65% to 17.25% APR.
- Pay off your balance within the 25-day grace period and owe no interest at all.
- No cash advance fee
- Visit www.ezcardinfo.com to have online access which allows you to check:
- Current balance, available credit, credit limit, and cash advance limit, payment due date, minimum payment, or last payment received,
- List of up to 10 of your most recent transactions posted since your last statement.
- Information on payment address, dispute instructions, and customer care information and more!
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