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One month only, May 2001 -- “Spring Fling” Car-Buying Event! Need a new set of wheels? You lucky member! May is the month for you! STCU and Enterprise Car Sales are teaming up to offer qualifying members an outstanding auto-buying opportunity! Here’s the nutshell:
Sound good? Complete an auto loan application and get pre-approved right away! Then enjoy the fun part -- looking for your next new car. Rest assured, STCU will be looking after YOU! New or Used Car Shoppers -- Get Pre-approved for Your STCU Auto Loan! During the month of May, STCU will be offering qualified applicants a special low “Spring Fling” auto loan rate! We invite you to submit your auto loan application BEFORE you shop. You’ll find out just how much you can spend on your next new (or gently used) automobile! WIth this information, you can shop with confidence -- at Enterprise Used Car Sales, at Gold Key Dealers -- or anywhere! To apply for your low-interest “Spring Fling” auto loan: Pick up an STCU auto loan application from the credit union office...or download it here. Just print it out, fill out the information by hand, and return it to STCU office. (You also may drop your application into the Dr. Cash machine.) AUTO LOANS PROCESSED WITHIN 24 HOURS! Register to win! Now through May 31st, members who submit an STCU auto loan application for pre-approval will be entered into a special “Spring Fling” drawing for two great Prizes: a $50 Mall Certificate from Enterprise...and a Roadside Emergency Kit from the credit union! COMPARE! COMPARE! COMPARE! Wherever you shop during our Spring Fling, make sure you’ve got your loan lined up from STCU. Whatever “deal” you’re offered, just run it by the credit union and we’ll help you choose wisely. Example: John Q. Member is purchasing a $25,000 automobile, and has been pre-approved at STCU for a 5 year 8% loan in the amount of $25,000. When he chooses an automobile, the dealer offers a special incentive -- a $1,000 rebate... or 6.9% APR interest for 5 years. The member may think 6.9% is much better than 8%! But is it? Here's a comparison:
The member actually saves $432.09 by taking the $1,000 rebate and financing with the credit union at 8%. Rule to remember: When comparing loans, what you actually pay for the car is the number of payments multiplied by the number of months financed. The Enterprise Perfect Used Car Package One-Price System. A fair, competitive price is clearly displayed on every Enterprise vehicle. Vehicle Certification. The special seal of approval displayed on every Enterprise vehicle is your assurance that the car, truck or van you’re considering has been rigorously inspected and Enterprise-Certified for “haggle-free buying and worry-free ownership.” Trade-ins. Your trade-in is gladly accepted. 7-Day Repurchase Policy. Enterprise gives you up to seven days or 1,000 miles to change your mind about your purchase. In the unlikely event you do, Enterprise will repurchase your vehicle for the exact amount you paid (minus a documentation and cleaning fee.) Limited Warranty. Enterprise proudly backs every vehicle with a FREE 12-month/12,000 mile limited warranty. If you wish, you may purchase an extended service agreement (up to 72 months/100,000 miles) for most vehicles. During May 2001, get $100 off extended warranty! One Year Free Roadside Assistance. Even if the unexpected happens, you’re covered by Enterprise Roadside Assistance for one full year, FREE!uEnterprise Car Sales Imagine being able to find the right used car, with all the right features, for the right price. Now imagine being able to do all that without the hassle of a search, the pressure of a salesperson, or the endless haggling over the final price. Too good to be true? Not at Enterprise Car Sales. Enterprise wants to make buying a fine used vehicle as enjoyable as owning one. That’s why they have created “The Perfect used Car Package.” They make only their best cars available for sale, and back them up with a generous 12-month/12,000-mile limited warranty. During the Spring Fling (May 1 - 31st), Enterprise is offering $100 off the extended warranty! Enterprise Cool Springs 284 Mallory Station Road Franklin, TN 37067 Call: 771-5656 www.enterprise.com Hours: 9-7 M-F; 9-4 Sat 
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Smart Auto Shoppers, Use YOUR Tools!
Used Car Shopping? Check out the available inventory at Enterprise Car Sales at Cool Springs -- online! Click on the Enterprise link from our STCU site...or go straight to www.enterprise.com. Enter your zip code to find the closest location (which will be Cool Springs.) The STCU office has a current NADA Official Used Car Guide, explaining the value of domestic and import used cars and trucks. Log on to www.carfax.com, enter the vehicle ID# of any used car you’re considering, and find out if that car has a hidden history you need to know about before making that purchase. New Car Shopping? Check out the Gold Key Auto Program brochure included with your statement. Enjoy pre-negotiated credit union discounts at participating area dealers. The STCU office has a New Car Cost Guide, to help you recognize a fair price for that new car, regardless of where you buy it! This book includes juicy info. such as dealer invoice, suggested retail, and costs of options. Before you shop, get pre-approved for your STCU auto loan, and register for prizes! FREE Auto Buying Seminar Join us for a FREE Auto Buying Seminar sponsored by STCU, the Hospital EAP, and Enterprise Car Sales. Date: April 25, 2001 Time: 12 -1:30 p.m. Location: Conference Room 1 Completing Your STCU Auto Loan Application: STCU offers a 24-hour response to auto loan applications that are filled out completely and correctly. Please note the following:
During “Spring Fling” (throughout May), your auto loan approval will be made by phone. Appointments will be made for loan closings. Report from 41st Annual Meeting The year 2000 was an exciting one at St. Thomas Hospital Credit Union! We very much appreciated the 392 members who joined us at our Annual Meeting on March 14th to vote...and help us celebrate our successes! Recap of 2000 highlights at STCU:
Congratulations to our new STCU board members: Annie Pugh - Info. Systems Bob Sobiesczyk - Environmental Services Both Annie and Bob were elected to three year terms. We appreciate their willingness to serve our credit union! Congratulations to these doorprize winners: 1st Place - $100: Robert Munn 2nd Place - $50: Janice Mitchell 3rd Place - $20: Ila Massey, Mary Burrough, Michael Moore, Gail Casey, Bob Strobel $25 Mall Certificate from Enterprise Car Sales: Ann Cameron This year’s freebie: Attendees at our 2001 annual meeting took home free “Robot Calculators” with the STCU phone number and web address on the flip top. Handy Dandy! See you again next year! |
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MONEY DOCTOR
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