Service Description |
Fee Charges |
|
Saving Account Below Required Minimum (during month)
|
$3 per month
|
|
Stat-Line Access
|
No Charge
|
|
Online Banking Access
|
No Charge
|
|
E-Statement
|
No Charge
|
|
Pay It (Bill Pay) Only
|
$5.95 per month
|
|
Pay It (Bill Pay) with E-statement and used once a month
|
No Charge
|
|
Closing Membership Open Less Than 180 Days
|
$25
|
|
Account Reopen Fee (within 90 days of closing)
|
$25
|
Christmas Club Early Withdrawal
(1 allowed per year)
|
$15
|
|
Christmas Club Early Closing
|
$15
|
|
Vacation / Rainy Day Withdrawals/Closing
|
$25 (3 withdrawals free per year)
|
|
Excessive Share Withdrawal Fee (After 1st Free)
|
$3
|
|
Share Withdrawal By Check (Payable to 3rd Party)
|
$3
|
|
Share Draft Printing Charge
|
Varies with style of check
|
Dormant Account Fee
Dormant account is a regular share account with:
- no deposits/withdrawals for twelve
(12) months
- no other credit union savings or
loan services
- balance under $50
- members under 24 years of age
are excluded
|
$5 per month
|
|
Returned Deposit Item
|
$15
|
Loan/Visa Payment Returned for Insufficient Fund (NSF)
|
$27
|
|
Draft/ACH Item Returned For Insufficient Fund (NSF)
|
$27
|
Paid Overdraft Item (Draft / ACH / POS / ATM)
|
$27
|
|
Paid Draft/Electronic Items - Manual Posting
|
$5 per item
|
Overdraft (LOC) Transfer Fee- Automatic
|
$5
|
|
Overdraft (LOC) Transfer Fee - Manual
|
$5
|
Negative account fee (per day)
|
$1
|
|
Returned Deposit Item Drawn On Accounts
|
$25
|
Stop Payment Request
|
$25
|
|
*Incorrect Address Fee (per returned mail)
|
$5
|
Copy of Draft - Mailed / Picked Up / Faxed
|
$5
|
|
Statement Copies - Quarterly/Monthly
|
$1 per page
|
Printout of Current Activities
|
$1 per page
|
|
Faxing Documents Brought In
|
$3 per fax
|
Levy/Garnishment Processing
|
$25
|
|
ATM Card Issue (with Saving Account Only)
|
$5
|
ATM/Debit Card Reorder
|
$10
|
|
ATM/Debit Card Repin (after 1 free)
|
$5
|
ATM/Debit Card Rush Order
|
$40
|
|
ATM/Debit Card Sales Draft Receipt Copy
|
$5 per draft copy
|
Excessive ATM Usage Fee
|
0.75 each after 6 free per month
|
|
Cash Advance - Foreign Visa Credit Card
|
010 - 100: $5
101 - 500: $7
over 501: $10
|
Foreign Item Deposit
|
$10 per check
|
|
Wire Transfer - International
|
Market rate + $10
|
Wire Transfer - Outgoing
|
$20
|
|
Wire Transfer - Incoming
|
No charge
|
Visa Gift Card (Maximum Limit $500)
|
$3
|
|
Visa Gift Card (Reloadable)
|
$5.95
|
Visa Travel Money Cards (Reloadable)
|
$7.95
|
|
Money Order
|
$1
|
Certified Check Fee
|
$3
|
Check Cashing For Members (Payroll Checks)
- no direct deposit
- share accounts only
|
$5 per item
|
First Mortgage Loan Application Fee
|
$150
|
|
Home Equity Application Fee
|
$75
|
Open-End Loan Application Fee (Regular / VISA)
|
$25
|
|
Close-End Loan Application Fee (Helping Hand Loan)
|
$20 per loan (increase to 4 per year)
|
Gap Insurance
|
$275 - $375
|
|
IRA Maintenance Fee
|
$3 per Quarter
|
Payment Coupon Replacement Fee
|
$10
|
|
Temporary Checks
|
$5 for 8 checks
|
Visa Credit Card High Balance Fee
|
$25
|
|
Visa Credit Card Late Fee
|
$25
|
Written Verification of Deposit Fee
|
$10
|
