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Share Rates
Money Market Rates
Vacation Day Rates
Christmas Club Rates
Prime Time Savings Rates
Fee Schedule
Truth in Savings Discl




Savings Accounts


Share Savings
  • A Share (Savings) account is your ticket to being an owner of the credit union.
  • Ownership is for life – as long as you maintain a $25.00 minimum balance.
  • A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.
  • An application can be found by clicking here. This form must be filled out and brought into the credit union with a picture ID to open the account.
  • A minimum balance of $100.00 is required to earn interest.
  • Share (Savings) accounts offer tiered interest rates, which means as your money grows in this share account so does your dividend rate.
  • Dr. Cash ATM Cards are available.
  • 1 withdrawal is allowed per month with no fee charge. Each withdraw after the first each month will incur a $3 fee. For a list of all our fees check out our fees page.
  • Interest is compounded and credited to your account quarterly.




Money Markets
  • A minimum balance of $5,000.00 needs to be maintained each day to obtain the disclosed annual percentage yield (APY), and for it to be an interest-earning account.
  • 6 free withdrawals or transfers per month with no fee charge.
  • Dividends are compounded and credited to your account monthly.




Vacation/Rainy Day
  • A $10.00 minimum balance needs to be maintained to keep this account open.
  • No term limit.
  • 3 withdrawals or transfers per year with no fee charge.
  • Dividends are compounded and credited to your account quarterly.




Christmas Club
  • Matures the second week in October
  • Dividends are paid quarterly
  • Early withdrawal penalty of $15




Prime Time Savings
  • Members who have reached 60 years of age are eligible for free ATM usage and unlimited free share account withdrawals.
  • A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.
  • A minimum balance of $100.00 is required to earn interest.
  • Share (Savings) accounts offer tiered interest rates, which means as your money grows in this share account so does your dividend rate.
  • Dr. Cash ATM Cards are available.
  • Interest is compounded and credited to your account quarterly.


NCUA Insured Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
EHL
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.