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Convenience Services
Direct Deposit:
Eliminate paper checks when you open a Share Draft
(Checking) or E-Z Account
Payroll Deduction:
Any amount of your choice can be deducted from your payroll
check to be deposited into any STCU account
Set up payroll deduction to repay STCU loans
Visa Gift/CU Travel/Reloadable Cards:
Choose From Any 3 Options to Suit Your Needs:
Visa Gift Cards - Max Reload: 1 (Initial load.)
- Awesome for gifts of all occasions.
CU Travel Cards - Max Reload: 4x (Initial load is 1 use.)
- Convenient for traveling
Reloadable Cards - Maximum Number to Reload: Unlimited!
- Access direct deposit and avoid $3.00 fee
- Convenient for college students
ACH:
Automatic payments and deposits are available for your
STCU account
ATM:
Dr. Cash is a full service ATM located across the sky bridge from Seton Garage Parking
First 6 transactions each month are FREE!
(After 6, transactions are 0.75 each.)
Make deposits/withdrawals from STCU accounts
Transfer funds between STCU accounts
Send print materials to the credit union (EX: loan payments,
loan or VISA applications, address changes, etc)
Envelopes are provided at Dr. Cash machine
Cash Disbursing ATMs are located near the Plaza Pharmacy, Hospital Cafeteria, 1st Floor Lobby of S&E Building
ATMs does not allow you to make deposits or send information (Visit Dr. Cash on your way in or out of the hospital for all that.)
Machines are equipped to do withdrawal transactions
STCU cardholders enjoy 6 FREE monthly transactions from
STCU accounts
Withdrawals are $1.75 each for non-credit union transactions
Members will be charged $1.00+ a surcharge to access
STCU funds from “foreign” ATMs
Machines are on all major ATM networks
VISA Check Card:
Have ready access to cash in your STCU checking account
from any financial institution that honors your VISA.
No need to hold up line writing a check when you can
“Swipe and Go”
Need cash fast, but not close to Baptist or St Thomas ATM to avoid those surcharge fees? Don’t forget the FREE
Located at all Publix Grocery Store. (Find one near you!)
S.T.A.T Line:
24-hour touch tone teller
Access account information, transfer funds, reorder checks,
retrieve information on your last 15 checks that have cleared
your account and more! Call 615-292-STAT (7828), choose
option 5, have your account number and PIN ready and follow
the menu
With Check-21 enforced, some checks may clear as an
Electronic Transaction, rather than Check Transaction
Online Banking:
Instant gratification by signing up for Virtual Branch! Log in onto our Virtual Branch with a User ID and Password and have
access to everything you want to see!
“Go Green” by signing up for E-Statements!
“Go Green” save “Money” by signing up for Bill PayIt! No more check orders, no more writing checks, no more keeping up
with a check register, and no more purchasing over priced
stamps!
Transfer from one account to another
And MORE! Click Here
Other Services
Money Orders
Wire Transfers
Financial Counseling & Planning
Insurance Services
CUNA Mutual Insurance Products
Nationwide Monthly Auto Pay Plan
American Family Cancer & Intensive Care Coverage
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Savings/Checking
Share (aka Savings Account):
$25.00 minimum must remain in savings account to be eligible
for membership
Dividends are compounded and credited to your account
quarterly
Offer Tier Rate Savings:
- $100 to $3,000 receives current rate (review Rates & Fees)
- $3,000+ receives higher interest rate (review Rates & Fees)
Receive quarterly statements or “Go Green” by signing up for
E-Statements – for FREE!
Share Draft (aka Checking Account):
Open with at least $100.00 deposit or sign up for direct deposit
No monthly fee
Interest-Earning Account (Minimum balance of $1,000.00 to
earn dividends)
Offer carbonless duplicate checks or “Go Green” by signing
up for Bill PayIT!
Reorder checks online!
Receive monthly statement or “Go Green” by signing up for
E-Statement
E-Z Account:
Don’t need checks? Members with a minimum balance of
$25.00 in Savings may open an E-Z Account.
Authorize direct deposit or payroll deduction from your payroll
check
Get money orders as needed from the STCU office
($1.00 per money order)
Share Certificates (CDs):
Minimum deposit is $5,000.00 for 6-12-24-36 months
$50,000.00+ interest are posted quarterly
Interest posted at maturity
Money Market:
Offer 2 levels $5,000.00 to $10,000.00
$10,000.00 and over
Dividends are posted monthly and the rate is subject
to change (Rates & Fees)
Individual Retirement (IRA):
Certificate:
$Minimum deposit is $2,000.00, invested for
12-18-30-36 months
$25,000.00+ interest are posted quarterly
Dividends are posted at maturity.
IRA Accummulative:
Subject to interest rate change and has no maturity
Dividends are posted quarterly
Extra contribution is available
Christmas Club:
Program starts at the end of October and disburses the
following October
$25.00 withdrawal fee (1 time per year)
Vacation Account:
Minimum balance of $25.00
No term limit on the account
3 withdrawals per year
Prime Time:
Must be 60+ year of age
Enjoy NO FEE Checking, FREE ATM usage, and
FREE Share Savings withdrawals
Inquire about Birthday CD! Don’t pass on this offer!
Free Life Savings Insurance:
Accounts opened prior to January 1, 2007 will continue to be eligible for life insurance coverage, including all new deposits, until the account is closed.
Beginning January 1, 2007, you will need to maintain a minimum insured savings balance (regular share account) of $1,000 to be eligible for life savings insurance. If at any time your balance falls below this
amount, your insurance will cease.
Deposits that were made before age 55 are insured to 100%
Deposits made after age 55 and before age 60 are
insured to 75%
Deposits made after age 60 and before age 65 are
insured to 50%
Deposits made after age 65 and before 70 are insured to 25%.
The minimum insured savings is $1,000 and the maximum
savings is $2,000 per member.
Click here to read the
full letter.
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