Loan Forms

To Apply for a Loan

  • Complete an online loan application.

  • All loan application submissions, with the exception of the Visa Credit Card, require a $35 non-refundable loan application fee. This fee must be paid before any loan will be processed or a final decision will be given.

  • Before closing the loan, verification of pay (i.e., Paystub or W-2) must be presented to complete the loan processing.

  • If you wish to count Child Support, Rental Income, or a Side Job as income, you must provide a copy of supporting documentation to verify this income.

If you have any questions, please feel free to contact us at (833) 292-7828.


To Apply for a Visa Credit Card

  • Complete a Visa Credit Card Application.

  • We will need a copy of the most recent pay stub for each applicant.

  • $35 non-refundable application fee required at time of submission.

  • If you are transferring another credit card balance, please provide a copy of the most recent bill.


Already Have an STCU Credit Card?

  • If you have had your credit card with us for at least one year, apply to raise your limit or see if you can get an even better interest rate!

  • $10 limit change request fee required at time of submission.

  • Competitive interest rates, ranging between 8.90% and 17.75% APR*.


Mortgage Loan And Home Equity Line of Credit Application


To Apply to Skip a Loan Payment

  • Please read the agreement before returning so you understand how the program works.

  • $35 request fee required at the time of request submission. This fee will be refunded if the request is denied.